PayLater Payment Method

This addon provides a smooth PayLater payment experience with an easy installment-based checkout, secure customer verification, and clear payment overview. Customers select PayLater at checkout, view the full installment schedule with no extra charges, and complete the process through a safe OTP verification flow. The addon also supports payments through credit and debit cards for added convenience.

The admin panel provides a clear and straightforward setup process. The store connects to the PayLater system by entering the Merchant ID, Outlet ID, Merchant Name, API Key, and Webhook Secret. The admin select the mode for test or live payments and define the order statuses for both successful and failed transactions. After saving these settings, the PayLater method runs smoothly during checkout, giving the store owner full control and flexibility.

Features

• Easy PayLater Setup: Admin enters the Merchant ID, API Key, and other required details to connect the store with PayLater.

• Installment-Based Payment Schedule: Shows all installments clearly, including the first payment and upcoming dates with no extra charges.

• Credit & Debit Card Support: It allows customers to choose a saved credit card, add new cards, or pay using a debit card.

• Secure OTP Verification: Uses a 4-digit OTP and two-factor authentication to verify the customer safely.

• Clear Order Status Updates: Assigns different order statuses for successful or failed PayLater payments.

• Complete Order Details: Shows the full order summary and payment information after the payment is completed.

How the Addon Works 

In the admin panel, access the addon and switch to the Configure tab 

• Merchant ID: Enter the unique ID provided by the PayLater team to authenticate the store.
• Outlet ID: Enter the ID for the specific store location or outlet linked to the Pay Later account.
• Merchant Name: Enter the name of the Merchant. 
• API Key:  Enter a secure code that links the store to the PayLater service.
• Webhook Secret: Enter the secret code used to verify that the incoming messages from Pay Later are authentic.
• Mode: Select whether to use the Test or Live version for the Pay Later integration.
• Success Order Status: Choose the status that will be applied when a PayLater payment succeeds.
• Fail Order Status: Choose the status that will be applied when a PayLater payment fails.

Then, press the Save button.

Pay with PayLater Payment Method

• In the Pay Later store, select the products, choose the Pay Later payment method at checkout, and place the order.

• The page shows the full Payment Schedule, with the total amount divided into four equal installments. The first installment appears at the top, followed by upcoming dates and amounts. All payments are interest-free and have no extra charges.
• The login section requires the registered mobile number for verification. The country code is pre-selected, and the number can be entered in the box.
• A continue button at the bottom moves forward to complete verification in the Pay Later system.

• This is the PayLater Two-Factor Authentication page. Users must enter the 4-digit OTP sent to their mobile number. The OTP is valid for a limited time, as shown on the screen. Users can verify the code to proceed or resend it if needed.

• Now, the payment schedule page also includes a section to choose a Payment Method. Users can select a credit card from a dropdown list or use the “+ Add Another Credit Card” option to add more cards.
• There is a limit of four saved cards. To add a new card beyond this limit, users must first log in to the PayLater mobile app and remove an existing card.
• In the Payment Method section, users can also choose to pay with a debit card.

• Use the drop-down and select any credit card from the list. 

• To proceed, tick the checkbox to accept the terms and conditions of PayLater and press the Continue button. 

• Payment has been completed successfully.

• On this page, check the full order details, along with payment information. 

✅ Final thought 

This addon makes PayLater payments simple, secure, and convenient for both the store and customers. It handles installments, card payments, and OTP verification smoothly. With easy setup and clear order management, checkout becomes faster and more reliable.

Addon-Version:

Version-1.0

Supported Versions:

CS-Cart, CS-Cart Multivendor 4.8.x, 4.9.x,4.10x,4.11x,4.12,4.13x, 4.14x, 4.15x, 4.16x, 4.17x, 4.18x

Support:

This app is developed and published by Ecarter Technologies Pvt. Ltd., a CS-Cart developer. You are guaranteed quality add-ons.